SB 317 — Credit Regulation - Maximum Interest Rate for Active Service Members (Service Members Civil Relief Act)
MD 2026RS session · introduced 2026-01-22
Prohibiting a person from charging an annual interest rate above 6% per year on a certain obligation held by an active service member or jointly by an active service member and the active service member's spouse; requiring that the active service member or the active service member's spouse provide the creditor with certain notice and documentation not later than 180 days after termination or discharge from active duty; and authorizing a court to grant a creditor relief from application of the Act after a certain finding.
Latest action: — In the Senate - Hearing 2/12 at 1:00 p.m.
Sponsors (3)
- Benjamin Brooks (D, MD-10) — sponsor · 2026-01-22
- Dawn Gile (D, MD-33) — cosponsor · 2026-01-22
- Bryan W. Simonaire (R, MD-31) — cosponsor · 2026-01-22
Action timeline (2)
- · senate — First Reading
- · senate — Hearing — Finance
Text versions (0)
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Bill text (extracted)
Amendments
Congressional Research Service briefs (0)
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Connected on the graph
1 typed relationship in the influence graph — 0 inbound, 1 outbound, grouped by type.
referred to committee (1)
| date | dir | entity | amount | role | source |
|---|---|---|---|---|---|
| — | → | Senate finance | — | md-leg |
Who matters on this bill
Who matters
Members ranked by combined influence on this bill: role (sponsor 5 / cosponsor 1), capped speech count from the Congressional Record, and recorded-vote engagement.
| # | Member | Role | Speeches | Voted | Score |
|---|---|---|---|---|---|
| 1 | Benjamin Brooks (D, state_upper MD-10) | sponsor | 0 | — | 5 |
| 2 | Bryan W. Simonaire (R, state_upper MD-31) | cosponsor | 0 | — | 1 |
| 3 | Dawn Gile (D, state_upper MD-33) | cosponsor | 0 | — | 1 |
Stance (positions taken)
Predicted vote
Aggregated from: actual roll-call votes (when present) → sponsor → cosponsor → party median (predicts YES when ≥25% of the caucus sponsored/cosponsored). Each row labels its confidence tier so you can see why a position was predicted.
0 predicted yes (0%) · 543 predicted no (100%) · 0 unknown (0%)
By party: · R: 0 yes / 277 no · D: 0 yes / 263 no · I: 0 yes / 3 no
Timeline
Every typed-graph event involving this entity, newest first. Each row is one edge in the influence graph; the inline strip under the row shows the counterpart's own context (a bill's latest action, a hearing's chamber + date, a filing's form type + filed date, a clip's source + excerpt) so the timeline reads like a Wikipedia citation rail.
- 2026-05-24 · was referred to Senate finance · md-leg