HB 444 — Uniform Consumer Debt Default Judgments Act; established.
VA 20261 session
Uniform Consumer Debt Default Judgments Act established. Creates the Uniform Consumer Debt Default Judgments Act for the award of a default judgment in actions for the collection of certain consumer debts, defined in the bill as an obligation or alleged obligation of an individual to pay money that arises out of a transaction in which the money, property, insurance, or service that is the subject of the transaction is primarily for a personal, family, or household purpose. The bill provides that a default judgment in such actions shall only be entered if the warrant in debt or civil action to recover a consumer debt includes certain statements and the required notice to the consumer, as described in the bill. Finally, the bill directs the Office of the Executive Secretary to promulgate a form for the consumer notice provisions created by the bill. The bill has a delayed effective date of July 1, 2027.
Latest action: — Acts of Assembly Chapter
Sponsors (1)
- Marcus B. Simon (D, VA) — sponsor
Action timeline (39)
- · house · H4020 —
- · house · H0801 —
- · house · H8500 —
- · house · H0812 —
- · house · H8120 —
- · house · H0818 —
- · house · H0808 —
- · house · H4640 —
- · house · H8500 —
- · house · H4110 —
- · house · H4120 —
- · house · H4410 —
- · house · H4601 —
- · house · H5000 —
- · senate · S4140 —
- · senate · S1301 —
- · senate · S8122 —
- · senate · S1307 —
- · senate · S4150 —
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- · senate · S4130 —
- · senate · S4130 —
- · senate · S4212 —
- · senate · S4602 —
- · senate · S5021 —
- · house · H5431 —
- · house · H5610 —
- · house · H5601 —
- · house · H5610 —
- · house · H5601 —
- · senate · S5620 —
- · house · H5620 —
- · house · H7010 —
- · G7010 —
- · house · H8500 —
- · G7050 —
- · G9998 —
Text versions (0)
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Bill text (extracted)
Amendments
Congressional Research Service briefs (0)
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Who matters on this bill
Who matters
Members ranked by combined influence on this bill: role (sponsor 5 / cosponsor 1), capped speech count from the Congressional Record, and recorded-vote engagement.
| # | Member | Role | Speeches | Voted | Score |
|---|---|---|---|---|---|
| 1 | Marcus B. Simon (D, state_lower VA) | sponsor | 0 | — | 5 |
Stance (positions taken)
Predicted vote
Aggregated from: actual roll-call votes (when present) → sponsor → cosponsor → party median (predicts YES when ≥25% of the caucus sponsored/cosponsored). Each row labels its confidence tier so you can see why a position was predicted.
0 predicted yes (0%) · 543 predicted no (100%) · 0 unknown (0%)
By party: · R: 0 yes / 277 no · D: 0 yes / 263 no · I: 0 yes / 3 no