SB 693 — Motor vehicle insurance; unfair discrimination based on individual's consumer credit info., report.
VA 20261 session
Motor vehicle insurance; use of certain factors to establish rates prohibited. Prohibits an insurer from refusing to insure, refusing to continue to insure, or limiting the amount or extent of motor vehicle insurance coverage, or charge an individual a different rate for the same motor vehicle insurance coverage, solely because of such individual's consumer credit information or credit-based insurance score. The bill also directs the State Corporation Commission's Bureau of Insurance to study the use by insurers of an insured's or applicant's consumer credit information or credit-based insurance score in connection with underwriting motor vehicle insurance policies and to submit a report of its findings and recommendations by October 1, 2027.
Latest action: — Acts of Assembly Chapter
Sponsors (2)
- Emily M. Jordan (R, VA) — sponsor
- Angelia Williams Graves (D, VA) — cosponsor
Action timeline (43)
- · senate · S4020 —
- · senate · S0201 —
- · senate · S8122 —
- · senate · S8122 —
- · senate · S0208 —
- · senate · S4640 —
- · senate · S4150 —
- · senate · S4140 —
- · senate · S4160 —
- · senate · S4160 —
- · senate · S4120 —
- · senate · S4410 —
- · senate · S4600 —
- · senate · S4601 —
- · senate · S5000 —
- · senate · S4190 —
- · senate · S5000 —
- · house · H5220 —
- · house · H4110 —
- · house · H1401 —
- · senate · S8500 —
- · house · H1498 —
- · house · H1413 —
- · house · H1412 —
- · house · H8120 —
- · house · H1417 —
- · house · H1407 —
- · house · H4120 —
- · house · H4130 —
- · house · H4212 —
- · house · H4602 —
- · house · H5021 —
- · senate · S5431 —
- · senate · S5610 —
- · senate · S5601 —
- · senate · S5620 —
- · house · H5620 —
- · senate · S7010 —
- · G7010 —
- · senate · S8500 —
- · G7050 —
- · G9998 —
- · G9998 —
Text versions (0)
No text versions on file yet — same ingest as the action timeline populates these. Each version has direct links to the XML / HTML / PDF at govinfo.gov.
Bill text (extracted)
Amendments
Congressional Research Service briefs (0)
CRS reports that cite this bill in their relatedMaterials — what Congress was reading on the topic. Click any report for its summary, formats, and bill-citation walk.
No CRS reports cite this bill yet.
Who matters on this bill
Who matters
Members ranked by combined influence on this bill: role (sponsor 5 / cosponsor 1), capped speech count from the Congressional Record, and recorded-vote engagement.
| # | Member | Role | Speeches | Voted | Score |
|---|---|---|---|---|---|
| 1 | Emily M. Jordan (R, state_upper VA) | sponsor | 0 | — | 5 |
| 2 | Angelia Williams Graves (D, state_upper VA) | cosponsor | 0 | — | 1 |
Stance (positions taken)
Predicted vote
Aggregated from: actual roll-call votes (when present) → sponsor → cosponsor → party median (predicts YES when ≥25% of the caucus sponsored/cosponsored). Each row labels its confidence tier so you can see why a position was predicted.
0 predicted yes (0%) · 543 predicted no (100%) · 0 unknown (0%)
By party: · R: 0 yes / 277 no · D: 0 yes / 263 no · I: 0 yes / 3 no