HR 4437 — SMART Act of 2025

Congress 119 · introduced 2025-07-16

Latest action: — Received in the Senate and Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.

Lobbied by (2)

LDA filings that named this bill in their activity descriptions. The lobbying firm (registrant) is paid by the client to lobby on this and related issues.

Filing	Period	Registrant (lobbying firm)	Client	Income	Matched
1st Quarter - Report	2026 first_quarter	INDEPENDENT COMMUNITY BANKERS OF AMERICA	INDEPENDENT COMMUNITY BANKERS OF AMERICA	—	`H.R. 4437`
1st Quarter - Report	2026 first_quarter	CREDIT UNION NATIONAL ASSOCIATION. INC. DBA AMERICA'S CREDIT UNIONS	CREDIT UNION NATIONAL ASSOCIATION, INC. DBA AMERICA'S CREDIT UNIONS	—	`H.R. 4437`

Action timeline

2025-07-16 · H11100 — Referred to the House Committee on Financial Services.
2025-07-16 · Intro-H — Introduced in House
2025-07-16 · 1000 — Introduced in House
2025-07-22 — Ordered to be Reported (Amended) by the Yeas and Nays: 53 - 1.
2025-07-22 — Committee Consideration and Mark-up Session Held
2025-09-08 · H12410 — Placed on the Union Calendar, Calendar No. 206.
2025-09-08 · H12200 — Reported (Amended) by the Committee on Financial Services. H. Rept. 119-249.
2025-09-08 · 5000 — Reported (Amended) by the Committee on Financial Services. H. Rept. 119-249.
2026-05-12 · H38310 — Motion to reconsider laid on the table Agreed to without objection.
2026-05-12 · H37300 — On motion to suspend the rules and pass the bill, as amended Agreed to by voice vote. (text: CR H3353-3354)
2026-05-12 · 8000 — Passed/agreed to in House: On motion to suspend the rules and pass the bill, as amended Agreed to by voice vote. (text: CR H3353-3354)
2026-05-12 · H8D000 — DEBATE - The House proceeded with forty minutes of debate on H.R. 4437.
2026-05-12 · H30000 — Considered under suspension of the rules. (consideration: CR H3353-3356)
2026-05-12 · H30300 — Mr. Hill (AR) moved to suspend the rules and pass the bill, as amended.
2026-05-13 — Received in the Senate and Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.

Text versions

Introduced in House · 2025-07-16 — open
Reported in House · 2025-09-08 — open
Engrossed in House · 2026-05-12 — open
Referred in Senate · 2026-05-13 — open

Connected on the graph

Inbound (2)

date	from	type	amount	role	source
2026-01-01	CREDIT UNION NATIONAL ASSOCIATION, INC. DBA AMERICA'S CREDIT UNIONS	lobbies_on_bill	—	H.R. 4437	lobbying_bill_mention
2026-01-01	INDEPENDENT COMMUNITY BANKERS OF AMERICA	lobbies_on_bill	—	H.R. 4437	lobbying_bill_mention

Predicted vote

Aggregated from: actual roll-call votes (when present) → sponsor → cosponsor → party median (predicts YES when ≥25% of the caucus sponsored/cosponsored). Each row labels its confidence tier so you can see why a position was predicted.

0 predicted yes (0%) · 543 predicted no (100%) · 0 unknown (0%)

By party: · R: 0 yes / 277 no · D: 0 yes / 263 no · I: 0 yes / 3 no

Activity

Every typed-graph event involving this entity, newest first. Each row is one edge in the influence graph; click the date to jump to its provenance.

2026-01-01 · lobbied on by CREDIT UNION NATIONAL ASSOCIATION, INC. DBA AMERICA'S CREDIT UNIONS (h.r. 4437) · lobbying_bill_mention
2026-01-01 · lobbied on by INDEPENDENT COMMUNITY BANKERS OF AMERICA (h.r. 4437) · lobbying_bill_mention

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