A 4810 — Relates to the application of certain provisions relating to commercial financing
Congress · introduced 2025-02-06
Relates to the application of certain provisions relating to commercial financing; provides that liability shall not be imposed on a provider if the actual annual percentage rate charged by the provider differs from the estimated annual percentage rate disclosed by the provider acting in good faith.
Latest action: 2026-02-05 — IN_SENATE_COMM
Sponsors
- Clyde Vanel (—, NY-33) — sponsor · 2025-02-06
- Chris Burdick (—, NY-93) — cosponsor · 2025-02-06
- Rebecca Seawright (—, NY-76) — cosponsor · 2025-02-06
- Al Taylor (—, NY-71) — cosponsor · 2025-02-06
- Yudelka Tapia (—, NY-86) — cosponsor · 2025-02-06
Action timeline
- · assembly — REFERRED TO BANKS
- · assembly — REPORTED REFERRED TO CODES
- · assembly — REPORTED
- · assembly — ADVANCED TO THIRD READING CAL.52
- · assembly — PASSED ASSEMBLY
- · assembly — DELIVERED TO SENATE
- · senate — REFERRED TO BANKS
- · senate — DIED IN SENATE
- · senate — RETURNED TO ASSEMBLY
- · assembly — ORDERED TO THIRD READING CAL.130
- · assembly — PASSED ASSEMBLY
- · assembly — DELIVERED TO SENATE
- · senate — REFERRED TO BANKS
Text versions
Connected on the graph
Inbound (5)
| date | from | type | amount | role | source |
|---|---|---|---|---|---|
| 2025-02-06 | Clyde Vanel | sponsor_of_bill | — | sponsor | sponsorship |
| 2025-02-06 | Yudelka Tapia | cosponsor_of_bill | — | cosponsor | sponsorship |
| 2025-02-06 | Chris Burdick | cosponsor_of_bill | — | cosponsor | sponsorship |
| 2025-02-06 | Rebecca Seawright | cosponsor_of_bill | — | cosponsor | sponsorship |
| 2025-02-06 | Al Taylor | cosponsor_of_bill | — | cosponsor | sponsorship |
Who matters
Members ranked by combined influence on this bill: role (sponsor 5 / cosponsor 1), capped speech count from the Congressional Record, and recorded-vote engagement.
| # | Member | Role | Speeches | Voted | Score |
|---|---|---|---|---|---|
| 1 | Clyde Vanel (—, state_lower NY-33) | sponsor | 0 | — | 5 |
| 2 | Al Taylor (—, state_lower NY-71) | cosponsor | 0 | — | 1 |
| 3 | Chris Burdick (—, state_lower NY-93) | cosponsor | 0 | — | 1 |
| 4 | Rebecca Seawright (—, state_lower NY-76) | cosponsor | 0 | — | 1 |
| 5 | Yudelka Tapia (—, state_lower NY-86) | cosponsor | 0 | — | 1 |
Predicted vote
Aggregated from: actual roll-call votes (when present) → sponsor → cosponsor → party median (predicts YES when ≥25% of the caucus sponsored/cosponsored). Each row labels its confidence tier so you can see why a position was predicted.
0 predicted yes (0%) · 543 predicted no (100%) · 0 unknown (0%)
By party: · R: 0 yes / 277 no · D: 0 yes / 263 no · I: 0 yes / 3 no
Activity
Every typed-graph event involving this entity, newest first. Each row is one edge in the influence graph; click the date to jump to its provenance.
- 2025-02-06 · sponsored by Clyde Vanel (sponsor) · sponsorship
- 2025-02-06 · cosponsored by Yudelka Tapia (cosponsor) · sponsorship
- 2025-02-06 · cosponsored by Rebecca Seawright (cosponsor) · sponsorship
- 2025-02-06 · cosponsored by Al Taylor (cosponsor) · sponsorship
- 2025-02-06 · cosponsored by Chris Burdick (cosponsor) · sponsorship