A 7075 — Provides that any charges assessed by a credit card company for late payment shall not exceed five percent of the unpaid balance of any bill or twenty dollars

Congress · introduced 2025-03-20

Provides that any charges assessed by a credit card company for late payment shall not exceed five percent of the unpaid balance of any bill, including any interest thereon, or twenty dollars, whichever amount is less.

Latest action: 2026-01-07 — IN_ASSEMBLY_COMM

Action timeline

2025-03-20 · assembly — REFERRED TO CONSUMER AFFAIRS AND PROTECTION
2026-01-07 · assembly — REFERRED TO CONSUMER AFFAIRS AND PROTECTION

Text versions

Introduced · 2025-03-20 — HTML · Text

Connected on the graph

Inbound (3)

date	from	type	amount	role	source
2025-03-20	Ron Kim	cosponsor_of_bill	—	cosponsor	sponsorship
2025-03-20	Eddie Gibbs	cosponsor_of_bill	—	cosponsor	sponsorship
2025-03-20	Rodneyse Bichotte Hermelyn	sponsor_of_bill	—	sponsor	sponsorship

Who matters

Members ranked by combined influence on this bill: role (sponsor 5 / cosponsor 1), capped speech count from the Congressional Record, and recorded-vote engagement.

#	Member	Role	Voted	Score
1	Rodneyse Bichotte Hermelyn (—, state_lower NY-42)	sponsor	—	5
2	Eddie Gibbs (—, state_lower NY-68)	cosponsor	—	1
3	Ron Kim (—, state_lower NY-40)	cosponsor	—	1

Predicted vote

Aggregated from: actual roll-call votes (when present) → sponsor → cosponsor → party median (predicts YES when ≥25% of the caucus sponsored/cosponsored). Each row labels its confidence tier so you can see why a position was predicted.

0 predicted yes (0%) · 543 predicted no (100%) · 0 unknown (0%)

By party: · R: 0 yes / 277 no · D: 0 yes / 263 no · I: 0 yes / 3 no

Activity

Every typed-graph event involving this entity, newest first. Each row is one edge in the influence graph; click the date to jump to its provenance.

2025-03-20 · sponsored by Rodneyse Bichotte Hermelyn (sponsor) · sponsorship
2025-03-20 · cosponsored by Eddie Gibbs (cosponsor) · sponsorship
2025-03-20 · cosponsored by Ron Kim (cosponsor) · sponsorship

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