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A 9644Relates to the interest rate cap on cash advances against wages or salary

Congress · introduced 2026-01-21

Clarifies that all wage and cash advances against salary or future pay are loans subject to the interest rate cap in the general obligations law.

Latest action: 2026-03-11 IN_ASSEMBLY_COMM

Sponsors

Action timeline

  1. · assembly REFERRED TO BANKS
  2. · assembly AMEND (T) AND RECOMMIT TO BANKS
  3. · assembly PRINT NUMBER 9644A

Text versions

Connected on the graph

Inbound (11)

datefromtypeamountrolesource
2026-01-21Amanda Septimocosponsor_of_billcosponsorsponsorship
2026-01-21Yudelka Tapiacosponsor_of_billcosponsorsponsorship
2026-01-21Noah Burroughscosponsor_of_billcosponsorsponsorship
2026-01-21Diana Morenocosponsor_of_billcosponsorsponsorship
2026-01-21Grace Leecosponsor_of_billcosponsorsponsorship
2026-01-21Harry B. Bronsoncosponsor_of_billcosponsorsponsorship
2026-01-21Emily Gallaghercosponsor_of_billcosponsorsponsorship
2026-01-21Larinda Hookscosponsor_of_billcosponsorsponsorship
2026-01-21Maritza Davilacosponsor_of_billcosponsorsponsorship
2026-01-21William Coltoncosponsor_of_billcosponsorsponsorship
2026-01-21Steven Ragasponsor_of_billsponsorsponsorship

Who matters

Members ranked by combined influence on this bill: role (sponsor 5 / cosponsor 1), capped speech count from the Congressional Record, and recorded-vote engagement.

#MemberRoleSpeechesVotedScore
1Steven Raga (, state_lower NY-30)sponsor05
2Amanda Septimo (, state_lower NY-84)cosponsor01
3Diana Moreno (, state_lower NY-36)cosponsor01
4Emily Gallagher (, state_lower NY-50)cosponsor01
5Grace Lee (, state_lower NY-65)cosponsor01
6Harry B. Bronson (, state_lower NY-138)cosponsor01
7Larinda Hooks (, state_lower NY-35)cosponsor01
8Maritza Davila (, state_lower NY-53)cosponsor01
9Noah Burroughs (, state_lower NY-18)cosponsor01
10William Colton (, state_lower NY-47)cosponsor01
11Yudelka Tapia (, state_lower NY-86)cosponsor01

Predicted vote

Aggregated from: actual roll-call votes (when present) → sponsor → cosponsor → party median (predicts YES when ≥25% of the caucus sponsored/cosponsored). Each row labels its confidence tier so you can see why a position was predicted.

0 predicted yes (0%) · 543 predicted no (100%) · 0 unknown (0%)

By party: · R: 0 yes / 277 no · D: 0 yes / 263 no · I: 0 yes / 3 no

Activity

Every typed-graph event involving this entity, newest first. Each row is one edge in the influence graph; click the date to jump to its provenance.

  1. 2026-01-21 · cosponsored by Maritza Davila (cosponsor) · sponsorship
  2. 2026-01-21 · cosponsored by Emily Gallagher (cosponsor) · sponsorship
  3. 2026-01-21 · cosponsored by Harry B. Bronson (cosponsor) · sponsorship
  4. 2026-01-21 · cosponsored by Diana Moreno (cosponsor) · sponsorship
  5. 2026-01-21 · sponsored by Steven Raga (sponsor) · sponsorship
  6. 2026-01-21 · cosponsored by Yudelka Tapia (cosponsor) · sponsorship
  7. 2026-01-21 · cosponsored by Grace Lee (cosponsor) · sponsorship
  8. 2026-01-21 · cosponsored by Amanda Septimo (cosponsor) · sponsorship
  9. 2026-01-21 · cosponsored by Larinda Hooks (cosponsor) · sponsorship
  10. 2026-01-21 · cosponsored by William Colton (cosponsor) · sponsorship
  11. 2026-01-21 · cosponsored by Noah Burroughs (cosponsor) · sponsorship

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