HB 3188 — Directs the Housing and Community Services Department to establish a program to guarantee against losses in mortgage loans that lenders extend to first-time home buyers.
Congress · introduced 2024-12-31
Digest: Tells a state agency to back home loans that a lender makes to first-time buyers in this state. Says what kinds of loans qualify and how a lender must claim a loss from a loan. Creates a fund to hold moneys for the loan guarantees. (Flesch Readability Score: 88.3). Directs the [<i>Department of Consumer and Business Services</i>]<b> Housing and Community Services Department</b> to establish a program to guarantee against losses in mortgage loans that lenders extend to first-time home buyers. Specifies which mortgage loans qualify for the guarantee and the qualifications and duties of first-time home buyers. Specifies circumstances under which a lender may make a claim and documentation a lender must provide as support for the claim. Establishes the Welcome Home Assistance Program Fund and appropriates moneys in the fund to the department to carry out the purposes of the Act. Declares an emergency, effective on passage.
Latest action: — In House Committee
Sponsors
- Bowman, Ben (D, OR-25) — sponsor
- Dobson, April (D, OR-39) — sponsor
- Breese-Iverson, Vikki (R, OR-59) — sponsor
- Pham, Hai (D, OR-36) — sponsor
- Javadi, Cyrus (R, OR-32) — cosponsor
- Rieke Smith, Sue (D, OR-26) — cosponsor
- Gamba, Mark (D, OR-41) — cosponsor
- Nguyen, Hoa (D, OR-48) — cosponsor
- Chotzen, Willy (D, OR-46) — cosponsor
- Fragala, Lisa (D, OR-8) — cosponsor
- Drazan, Christine (R, OR-51) — cosponsor
Action timeline
No actions on file yet — BILLSTATUS ingest fills this for every bill currently in the index. Run npm run db:ingest -- --source=bill-status --congress= to pull this bill's actions on demand.
Text versions
No text versions on file yet — same ingest as the action timeline populates these. Each version has direct links to the XML / HTML / PDF at govinfo.gov.
Connected on the graph
Inbound (11)
| date | from | type | amount | role | source |
|---|---|---|---|---|---|
| 2024-12-31 | Bowman, Ben | sponsor_of_bill | — | sponsor | sponsorship |
| 2024-12-31 | Breese-Iverson, Vikki | sponsor_of_bill | — | sponsor | sponsorship |
| 2024-12-31 | Chotzen, Willy | cosponsor_of_bill | — | cosponsor | sponsorship |
| 2024-12-31 | Dobson, April | sponsor_of_bill | — | sponsor | sponsorship |
| 2024-12-31 | Drazan, Christine | cosponsor_of_bill | — | cosponsor | sponsorship |
| 2024-12-31 | Fragala, Lisa | cosponsor_of_bill | — | cosponsor | sponsorship |
| 2024-12-31 | Gamba, Mark | cosponsor_of_bill | — | cosponsor | sponsorship |
| 2024-12-31 | Javadi, Cyrus | cosponsor_of_bill | — | cosponsor | sponsorship |
| 2024-12-31 | Nguyen, Hoa | cosponsor_of_bill | — | cosponsor | sponsorship |
| 2024-12-31 | Pham, Hai | sponsor_of_bill | — | sponsor | sponsorship |
| 2024-12-31 | Rieke Smith, Sue | cosponsor_of_bill | — | cosponsor | sponsorship |
Who matters
Members ranked by combined influence on this bill: role (sponsor 5 / cosponsor 1), capped speech count from the Congressional Record, and recorded-vote engagement.
| # | Member | Role | Speeches | Voted | Score |
|---|---|---|---|---|---|
| 1 | Bowman, Ben (D, state_lower OR-25) | sponsor | 0 | — | 5 |
| 2 | Breese-Iverson, Vikki (R, state_lower OR-59) | sponsor | 0 | — | 5 |
| 3 | Dobson, April (D, state_lower OR-39) | sponsor | 0 | — | 5 |
| 4 | Pham, Hai (D, state_lower OR-36) | sponsor | 0 | — | 5 |
| 5 | Chotzen, Willy (D, state_lower OR-46) | cosponsor | 0 | — | 1 |
| 6 | Drazan, Christine (R, state_lower OR-51) | cosponsor | 0 | — | 1 |
| 7 | Fragala, Lisa (D, state_lower OR-8) | cosponsor | 0 | — | 1 |
| 8 | Gamba, Mark (D, state_lower OR-41) | cosponsor | 0 | — | 1 |
| 9 | Javadi, Cyrus (R, state_lower OR-32) | cosponsor | 0 | — | 1 |
| 10 | Nguyen, Hoa (D, state_lower OR-48) | cosponsor | 0 | — | 1 |
| 11 | Rieke Smith, Sue (D, state_lower OR-26) | cosponsor | 0 | — | 1 |
Predicted vote
Aggregated from: actual roll-call votes (when present) → sponsor → cosponsor → party median (predicts YES when ≥25% of the caucus sponsored/cosponsored). Each row labels its confidence tier so you can see why a position was predicted.
0 predicted yes (0%) · 543 predicted no (100%) · 0 unknown (0%)
By party: · R: 0 yes / 277 no · D: 0 yes / 263 no · I: 0 yes / 3 no
Activity
Every typed-graph event involving this entity, newest first. Each row is one edge in the influence graph; click the date to jump to its provenance.
- 2024-12-31 · cosponsored by Fragala, Lisa (cosponsor) · sponsorship
- 2024-12-31 · cosponsored by Nguyen, Hoa (cosponsor) · sponsorship
- 2024-12-31 · cosponsored by Javadi, Cyrus (cosponsor) · sponsorship
- 2024-12-31 · cosponsored by Chotzen, Willy (cosponsor) · sponsorship
- 2024-12-31 · cosponsored by Drazan, Christine (cosponsor) · sponsorship
- 2024-12-31 · sponsored by Breese-Iverson, Vikki (sponsor) · sponsorship
- 2024-12-31 · sponsored by Dobson, April (sponsor) · sponsorship
- 2024-12-31 · cosponsored by Gamba, Mark (cosponsor) · sponsorship
- 2024-12-31 · sponsored by Pham, Hai (sponsor) · sponsorship
- 2024-12-31 · sponsored by Bowman, Ben (sponsor) · sponsorship
- 2024-12-31 · cosponsored by Rieke Smith, Sue (cosponsor) · sponsorship