HB 4098 — Provides that a violation of prohibitions against certain practices with respect to insurance is subject to an enforcement action under the Unlawful Trade Practices Act.
Congress · introduced 2026-01-17
Digest: Adds bad acts done with respect to insurance to the list of bad acts that are subject to the Unlawful Trade Practices Act. Lets a person get from a court relief in addition to damages under the UTPA. Tells a district attorney to get permission from a state agency to take action under the UTPA in relation to insurance. (Flesch Readability Score: 60.6). Provides that a violation of prohibitions against certain practices with respect to insurance is subject to an enforcement action under the Unlawful Trade Practices Act. Specifies exemptions.<b> Removes some exemptions for insurance from the definition of "real estate, goods or services" under the Unlawful Trade Practices Act.</b> Permits a person to obtain, and a court to award, appropriate equitable relief in addition to monetary damages under the Unlawful Trade Practices Act. Requires the Director of the Department of Consumer and Business Services to request action before a prosecuting attorney may take action under the Unlawful Trade Practices Act against an act or practice related to insurance.
Latest action: — House Desk - Failed
Sponsors
- Prozanski, Floyd (D, OR-4) — sponsor
- Sosa, Nathan (D, OR-30) — sponsor
- Dobson, April (D, OR-39) — sponsor
- Fragala, Lisa (D, OR-8) — cosponsor
- Gamba, Mark (D, OR-41) — cosponsor
- Grayber, Dacia (D, OR-28) — cosponsor
- McDonald , Sarah (D, OR-16) — cosponsor
- Walters, Jules (D, OR-37) — cosponsor
- Wise, Lamar (D, OR-48) — cosponsor
- Frederick, Lew (D, OR-22) — cosponsor
- Gelser Blouin, Sara (D, OR-8) — cosponsor
- Golden, Jeff (D, OR-3) — cosponsor
- Jama, Kayse (D, OR-24) — cosponsor
- Patterson, Deb (D, OR-10) — cosponsor
- Pham, Khanh (D, OR-23) — cosponsor
- Javadi, Cyrus (D, OR-32) — cosponsor
- Evans, Paul (D, OR-20) — cosponsor
- Chaichi, Farrah (D, OR-35) — cosponsor
- Hudson, Zach (D, OR-49) — cosponsor
- Tran, Thuy (D, OR-45) — cosponsor
- Andersen, Tom (D, OR-19) — cosponsor
- Chotzen, Willy (D, OR-46) — cosponsor
Action timeline
- · state_lower — First reading. Referred to Speaker's desk.
- · state_lower — Referred to Commerce and Consumer Protection.
- · state_lower — Public Hearing held.
- · state_lower — Work Session held.
- · state_lower — Recommendation: Do pass with amendments and be printed A-Engrossed.
- · state_lower — Minority Recommendation: Do pass with different amendments and be printed A-Engrossed.
- · state_lower — Second reading.
- · state_lower — Motion to substitute Minority Report for Committee Report failed.
- · state_lower — Potential conflict(s) of interest declared by Kropf, Sosa.
- · state_lower — Third reading. Carried by Dobson. Failed.
- · state_lower — Bowman served notice of possible reconsideration.
- · state_lower — Failed.
Text versions
No text versions on file yet — same ingest as the action timeline populates these. Each version has direct links to the XML / HTML / PDF at govinfo.gov.
Who matters
Members ranked by combined influence on this bill: role (sponsor 5 / cosponsor 1), capped speech count from the Congressional Record, and recorded-vote engagement.
| # | Member | Role | Speeches | Voted | Score |
|---|---|---|---|---|---|
| 1 | Dobson, April (D, state_lower OR-39) | sponsor | 0 | — | 5 |
| 2 | Prozanski, Floyd (D, state_upper OR-4) | sponsor | 0 | — | 5 |
| 3 | Sosa, Nathan (D, state_lower OR-30) | sponsor | 0 | — | 5 |
| 4 | Andersen, Tom (D, state_lower OR-19) | cosponsor | 0 | — | 1 |
| 5 | Chaichi, Farrah (D, state_lower OR-35) | cosponsor | 0 | — | 1 |
| 6 | Chotzen, Willy (D, state_lower OR-46) | cosponsor | 0 | — | 1 |
| 7 | Evans, Paul (D, state_lower OR-20) | cosponsor | 0 | — | 1 |
| 8 | Fragala, Lisa (D, state_lower OR-8) | cosponsor | 0 | — | 1 |
| 9 | Frederick, Lew (D, state_upper OR-22) | cosponsor | 0 | — | 1 |
| 10 | Gamba, Mark (D, state_lower OR-41) | cosponsor | 0 | — | 1 |
| 11 | Gelser Blouin, Sara (D, state_upper OR-8) | cosponsor | 0 | — | 1 |
| 12 | Golden, Jeff (D, state_upper OR-3) | cosponsor | 0 | — | 1 |
| 13 | Grayber, Dacia (D, state_lower OR-28) | cosponsor | 0 | — | 1 |
| 14 | Hudson, Zach (D, state_lower OR-49) | cosponsor | 0 | — | 1 |
| 15 | Jama, Kayse (D, state_upper OR-24) | cosponsor | 0 | — | 1 |
| 16 | Javadi, Cyrus (D, state_lower OR-32) | cosponsor | 0 | — | 1 |
| 17 | McDonald , Sarah (D, state_lower OR-16) | cosponsor | 0 | — | 1 |
| 18 | Patterson, Deb (D, state_upper OR-10) | cosponsor | 0 | — | 1 |
| 19 | Pham, Khanh (D, state_upper OR-23) | cosponsor | 0 | — | 1 |
| 20 | Tran, Thuy (D, state_lower OR-45) | cosponsor | 0 | — | 1 |
| 21 | Walters, Jules (D, state_lower OR-37) | cosponsor | 0 | — | 1 |
| 22 | Wise, Lamar (D, state_lower OR-48) | cosponsor | 0 | — | 1 |
Predicted vote
Aggregated from: actual roll-call votes (when present) → sponsor → cosponsor → party median (predicts YES when ≥25% of the caucus sponsored/cosponsored). Each row labels its confidence tier so you can see why a position was predicted.
0 predicted yes (0%) · 543 predicted no (100%) · 0 unknown (0%)
By party: · R: 0 yes / 277 no · D: 0 yes / 263 no · I: 0 yes / 3 no