HB 4116 — Declares that this state does not want the amendments set forth in section 521 of the Depository Institutions Deregulation and Monetary Control Act of 1980 to apply to consumer finance loans made in this state.
Congress · introduced 2026-01-17
Digest: Declares that this state does not want a certain federal law to apply to consumer finance loans made in this state. Says who the laws that govern consumer finance loans in this state apply to and when. Says what needs to be in an application for a license to make consumer finance loans in this state. (Flesch Readability Score: 73.0). Declares that this state does not want the amendments set forth in section 521 of the Depository Institutions Deregulation and Monetary Control Act of 1980 to apply to consumer finance loans made in this state. Specifies persons to whom the consumer finance laws of this state apply and circumstances in which the laws apply. Specifies the requirements for an application for a license to make consumer finance loans in this state. Takes effect on the 91st day following adjournment sine die.
Latest action: — Chapter Number Assigned
Sponsors
- Sosa, Nathan (D, OR-30) — sponsor
- Neron Misslin, Courtney (D, OR-13) — sponsor
- Bowman, Ben (D, OR-25) — sponsor
- Andersen, Tom (D, OR-19) — sponsor
- Wise, Lamar (D, OR-48) — sponsor
- Campos, Wlnsvey (D, OR-18) — sponsor
- Golden, Jeff (D, OR-3) — sponsor
- Patterson, Deb (D, OR-10) — sponsor
- Prozanski, Floyd (D, OR-4) — sponsor
- Chaichi, Farrah (D, OR-35) — cosponsor
- Gamba, Mark (D, OR-41) — cosponsor
- Gomberg, David (D, OR-10) — cosponsor
- Helm, Ken (D, OR-27) — cosponsor
- Muñoz, Lesly (D, OR-22) — cosponsor
- Nathanson, Nancy (D, OR-13) — cosponsor
- Nelson, Travis (D, OR-44) — cosponsor
- Frederick, Lew (D, OR-22) — cosponsor
- Jama, Kayse (D, OR-24) — cosponsor
- Pham, Khanh (D, OR-23) — cosponsor
- Sollman, Janeen (D, OR-15) — cosponsor
- McLain, Susan (D, OR-29) — cosponsor
- Hudson, Zach (D, OR-49) — cosponsor
- Walters, Jules (D, OR-37) — cosponsor
- Tran, Thuy (D, OR-45) — cosponsor
Action timeline
- · state_lower — First reading. Referred to Speaker's desk.
- · state_lower — Referred to Commerce and Consumer Protection.
- · state_lower — Public Hearing held.
- · state_lower — Work Session held.
- · state_lower — Recommendation: Do pass.
- · state_lower — Minority Recommendation: Do pass with amendments and be printed A-Engrossed.
- · state_lower — Second reading.
- · state_lower — Motion to substitute Minority Report for Committee Report failed.
- · state_lower — Third reading. Carried by Sosa. Passed.
- · state_lower — Vote explanation(s) filed by Levy E, Nguyen D.
- · state_upper — First reading. Referred to President's desk.
- · state_upper — Referred to Labor and Business.
- · state_upper — Public Hearing held.
- · state_upper — Public Hearing and Work Session held.
- · state_upper — Recommendation: Do pass.
- · state_upper — Minority Recommendation: Do pass with amendments. (Printed A-Eng. Minority)
- · state_upper — Second reading.
- · state_upper — Motion to substitute Minority Report for Committee Report failed.
- · state_upper — Motion to refer to Committee on Rules failed.
- · state_upper — Third reading. Carried by Neron Misslin, Campos. Passed.
- · state_upper — McLane, granted unanimous consent to change vote to nay.
- · state_lower — Speaker signed.
- · state_upper — President signed.
- · state_lower — Governor signed.
- · state_lower — Chapter 113, (2026 Laws): Effective date June 5, 2026.
Text versions
No text versions on file yet — same ingest as the action timeline populates these. Each version has direct links to the XML / HTML / PDF at govinfo.gov.
Who matters
Members ranked by combined influence on this bill: role (sponsor 5 / cosponsor 1), capped speech count from the Congressional Record, and recorded-vote engagement.
| # | Member | Role | Speeches | Voted | Score |
|---|---|---|---|---|---|
| 1 | Andersen, Tom (D, state_lower OR-19) | sponsor | 0 | — | 5 |
| 2 | Bowman, Ben (D, state_lower OR-25) | sponsor | 0 | — | 5 |
| 3 | Campos, Wlnsvey (D, state_upper OR-18) | sponsor | 0 | — | 5 |
| 4 | Golden, Jeff (D, state_upper OR-3) | sponsor | 0 | — | 5 |
| 5 | Neron Misslin, Courtney (D, state_upper OR-13) | sponsor | 0 | — | 5 |
| 6 | Patterson, Deb (D, state_upper OR-10) | sponsor | 0 | — | 5 |
| 7 | Prozanski, Floyd (D, state_upper OR-4) | sponsor | 0 | — | 5 |
| 8 | Sosa, Nathan (D, state_lower OR-30) | sponsor | 0 | — | 5 |
| 9 | Wise, Lamar (D, state_lower OR-48) | sponsor | 0 | — | 5 |
| 10 | Chaichi, Farrah (D, state_lower OR-35) | cosponsor | 0 | — | 1 |
| 11 | Frederick, Lew (D, state_upper OR-22) | cosponsor | 0 | — | 1 |
| 12 | Gamba, Mark (D, state_lower OR-41) | cosponsor | 0 | — | 1 |
| 13 | Gomberg, David (D, state_lower OR-10) | cosponsor | 0 | — | 1 |
| 14 | Helm, Ken (D, state_lower OR-27) | cosponsor | 0 | — | 1 |
| 15 | Hudson, Zach (D, state_lower OR-49) | cosponsor | 0 | — | 1 |
| 16 | Jama, Kayse (D, state_upper OR-24) | cosponsor | 0 | — | 1 |
| 17 | McLain, Susan (D, state_lower OR-29) | cosponsor | 0 | — | 1 |
| 18 | Muñoz, Lesly (D, state_lower OR-22) | cosponsor | 0 | — | 1 |
| 19 | Nathanson, Nancy (D, state_lower OR-13) | cosponsor | 0 | — | 1 |
| 20 | Nelson, Travis (D, state_lower OR-44) | cosponsor | 0 | — | 1 |
| 21 | Pham, Khanh (D, state_upper OR-23) | cosponsor | 0 | — | 1 |
| 22 | Sollman, Janeen (D, state_upper OR-15) | cosponsor | 0 | — | 1 |
| 23 | Tran, Thuy (D, state_lower OR-45) | cosponsor | 0 | — | 1 |
| 24 | Walters, Jules (D, state_lower OR-37) | cosponsor | 0 | — | 1 |
Predicted vote
Aggregated from: actual roll-call votes (when present) → sponsor → cosponsor → party median (predicts YES when ≥25% of the caucus sponsored/cosponsored). Each row labels its confidence tier so you can see why a position was predicted.
0 predicted yes (0%) · 543 predicted no (100%) · 0 unknown (0%)
By party: · R: 0 yes / 277 no · D: 0 yes / 263 no · I: 0 yes / 3 no