HB 1497 — An Act amending Title 75 (Vehicles) of the Pennsylvania Consolidated Statutes, in financial responsibility, further providing for driver improvement course discounts.

PRINTER'S NO.   1754

                     THE GENERAL ASSEMBLY OF PENNSYLVANIA



                         HOUSE BILL
                         No. 1497
                                               Session of
                                                 2025

     INTRODUCED BY TOMLINSON AND GILLEN, MAY 21, 2025

     REFERRED TO COMMITTEE ON INSURANCE, MAY 28, 2025


                                    AN ACT
 1   Amending Title 75 (Vehicles) of the Pennsylvania Consolidated
 2      Statutes, in financial responsibility, further providing for
 3      driver improvement course discounts.
 4      The General Assembly of the Commonwealth of Pennsylvania
 5   hereby enacts as follows:
 6      Section 1.    Section 1799.2(a) and (c) of Title 75 of the
 7   Pennsylvania Consolidated Statutes are amended to read:
 8   § 1799.2.   Driver improvement course discounts.
 9      (a)   Motor vehicle driver improvement course.--All insurance
10   companies authorized to write private passenger automobile
11   insurance within this Commonwealth shall provide a premium
12   discount for each motor vehicle on a policy under which all
13   named insureds are 55 years of age or older and have
14   successfully completed a motor vehicle driver improvement course
15   meeting the standards of the Department of Transportation. This
16   discount shall apply to all coverages for all policy periods
17   beginning within the [three-year] five-year period immediately
18   following the successful completion of the course and shall be
19   approved by the commissioner as part of the insurer's rate
 1   filing, provided that such discount shall not be less than 5%.
 2   The successful completion of more than one course within a
 3   [three-year] five-year period does not qualify the insured for
 4   additional discounts. The premium discount required by this
 5   subsection may be omitted upon demonstration to the commissioner
 6   in an insurer's rate filing that the discount is duplicative of
 7   a driver improvement course discount provided by the insurer.
 8      * * *
 9      (c)     Continuing eligibility.--Each participant shall take an
10   approved course every [three] five years to continue to be
11   eligible for the discount on insurance. Each insurer may
12   require, as a condition of providing and maintaining the
13   discount, that the insured for a [three-year] five-year period
14   after course completion:
15            (1)   not be involved in an accident for which the insured
16      is chargeable;
17            (2)   not be convicted of an offense enumerated in section
18      1535 (relating to schedule of convictions and points); and
19            (3)   not be convicted or have accepted Accelerated
20      Rehabilitative Disposition (ARD) for driving under the
21      influence of alcohol or a controlled substance.
22      * * *
23      Section 2.     This act shall apply to insurance policies issued
24   or renewed in this Commonwealth after the effective date of this
25   section.
26      Section 3.    This act shall take effect in 60 days.




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