BREAD FINANCIAL HOLDINGS, INC. PAC (AKA BREAD FINANCIAL PAC)

— · type Q · designation U

FEC committee id: C00551812
Internal id: fe389b92-44c3-4da8-8c44-02f09b470dfc
Treasurer: TAYLOR, JAMES
Organization type: C — Corporation
Filing frequency: M — Monthly

Cycle financials

Source: FEC webl / webk bulk file (cycle summary). Numbers in USD; 0 = no activity reported.

Cycle	Receipts	Disbursements	Cash on hand	Debts	From individuals	From other PACs
2026	$268,108	$0	$84,856	$234,039	$1,096	$0
2024	$200,988	$0	$56,329	$84,856	$19,028	$0
2022	$138,810	$0	$13,704	$56,329	$208	$0
2020	$84,644	$0	$44,253	$13,704	$192	$0
2018	$168,704	$0	$56,449	$44,253	$168,704	$0
2016	$188,750	$0	$47,899	$56,449	$188,750	$0
2014	$131,950	$0	$0	$47,899	$131,950	$0

Candidates

No candidate relationships on file.

Top individual donors (2026 cycle)

Aggregated from FEC Schedule A by donor (name + city + state). Employer + occupation reflect the donor's most recent gift. Source: FEC indiv bulk.

Donor	Employer / occupation	City, ST	Gifts	Total
MCCARTHY, DENNIS	BREAD FINANCIAL HOLDINGS, INC. · SVP CHIEF REVENUE OFFICER	WILMINGTON, DE	1	$192
KASHTAN, ROB	BREAD FINANCIAL HOLDINGS, INC. · SVP GENERAL COUNSEL	NEW YORK, NY	1	$192
GALEANO, MICHAEL J	BREAD FINANCIAL HOLDINGS, INC. · VP LEGAL COUNSEL	COLUMBUS, OH	1	$192
MOTES, JOSEPH	BREAD FINANCIAL HOLDINGS, INC. · EVP CAO GENERAL COUNSEL & SEC	PLANO, TX	1	$192
DRISCOLL, ALLEGRA	BREAD FINANCIAL HOLDINGS, INC. · EVP - CHIEF TECHNOLOGY OFFICER	NEW YORK, NY	1	$192
GREER, VALERIE	BREAD FINANCIAL HOLDINGS, INC. · EVP CHIEF COMMERCIAL OFFICER	CHADDS FORD, PA	1	$192
VINTON, BRIGETTE	BREAD FINANCIAL HOLDINGS, INC. · VP FINANCE - CONTROLLER	PLANO, TX	1	$96
WHIDDON, SHELLEY E	BREAD FINANCIAL HOLDINGS, INC. · SVP CORPORATE AFFAIRS & CCO	PLANO, TX	1	$96
SCHLACHTER, BARON	BREAD FINANCIAL HOLDINGS, INC. · SENIOR VICE PRESIDENT - CARD SERVICES	WILMINGTON, DE	1	$96
TAYLOR, JIM	BREAD FINANCIAL HOLDINGS, INC. · VICE PRESIDENT - STATE AND LOCAL TAX	COLUMBUS, OH	1	$96
MCGUIRE, TOM	BREAD FINANCIAL HOLDINGS, INC. · SVP TREASURER	COLUMBUS, OH	1	$96
VEREB, BRIAN	BREAD FINANCIAL HOLDINGS, INC. · SENIOR VICE PRESIDENT - INVESTOR RELAT	COLUMBUS, OH	1	$96
ENG, ILENE	BREAD FINANCIAL HOLDINGS, INC. · SVP - HEAD OF DIGITAL ENGINEERING	COLUMBUS, OH	1	$96
MESSAMORE, DAVID	BREAD FINANCIAL HOLDINGS, INC. · VP FINANCE	CHADDS FORD, PA	1	$96
BROWN, RHIANA	BREAD FINANCIAL HOLDINGS, INC. · SENIOR VICE PRESIDENT COLLECTIONS AND	COLUMBUS, OH	1	$96
ANTONELLI, NICK	BREAD FINANCIAL HOLDINGS, INC. · SVP CHIEF MARKETING OFFICER	CHADDS FORD, PA	1	$96
CAMPBELL, BRYAN	BREAD FINANCIAL HOLDINGS, INC. · SENIOR VICE PRESIDENT CHIEF ACCOUNTING	COLUMBUS, OH	1	$96
GRAM, STEPHANIE	BREAD FINANCIAL HOLDINGS, INC. · VP - BUSINESS RISK AND COMPLAINTS MANA	COLUMBUS, OH	1	$96
OPINCAR, GREGORY	BREAD FINANCIAL HOLDINGS, INC. · VP FINANCE - CONTROLLER	COLUMBUS, OH	1	$96
BERNSTEIN, BENJAMIN	BREAD FINANCIAL HOLDINGS, INC. · VP ANALYTICS COE	CHADDS FORD, PA	1	$96
TINIO, CHRISTOPHER	BREAD FINANCIAL HOLDINGS, INC. · VP BUSINESS DEVELOPMENT	COLUMBUS, OH	1	$77
MCCONNAUGHEY, TAMMY	BREAD FINANCIAL HOLDINGS, INC. · EXECUTIVE VICE PRESIDENT CHIEF CREDIT	COLUMBUS, OH	1	$76
CULBERTSON, DARION L	BREAD FINANCIAL HOLDINGS, INC. · VP BUSINESS DEVELOPMENT	PLANO, TX	1	$76
LAUDERBACK, CHRIS	BREAD FINANCIAL HOLDINGS, INC. · VP COLLECTIONS	COLUMBUS, OH	1	$60
MORGAN, BEN	BREAD FINANCIAL HOLDINGS, INC. · SENIOR VICE PRESIDENT - ASSISTANT GENE	PLANO, TX	1	$57

Transfers to candidates

Direct contributions from this committee to candidates and other committees. Source: FEC pas2 bulk.

Date	Recipient	Type	Amount
2026-02-26	CLEAVER, EMANUEL II	24K	$3,500
2026-02-24	FIELDS, CLEO	24K	$1,500
2026-02-12	CURTIS, JOHN	24K	$1,500
2026-02-10	COONS, CHRISTOPHER A.	24K	$1,500
2026-02-10	BALDERSON, WILLIAM TROY	24K	$2,500
2026-01-20	CORTEZ MASTO, CATHERINE	24K	$5,000
2026-01-06	ROUNDS, MIKE	24K	$2,000
2025-12-09	HUIZENGA, WILLIAM P	24K	$2,500
2025-11-10	LATTA, ROBERT EDWARD	24K	$1,250
2025-09-30	BEATTY, JOYCE	24K	$5,000
2025-09-08	RULLI, MICHAEL	24K	$2,500
2025-08-21	KENNEDY, MIKE	24K	$5,000
2025-07-31	CAREY, MIKE	24K	$2,500
2025-07-31	HUSTED, JON	24K	$4,000
2025-07-29	CAREY, MIKE	24K	$1,500
2025-05-13	DAVIDSON, WARREN	24K	$3,500
2025-04-30	BARR, GARLAND ANDY	24K	$2,500
2025-04-24	HILL, JAMES FRENCH	24K	$1,000
2025-04-10	CAREY, MIKE	24K	$1,000
2025-04-08	HILL, JAMES FRENCH	24K	$2,500
2025-03-25	CRAPO, MICHAEL D	24K	$2,500
2025-02-27	HUSTED, JON	24K	$1,000
2025-02-21	MORAN, JERRY	24K	$1,000
2025-02-21	GALLEGO, RUBEN	24K	$1,000
2025-02-18	GOTTHEIMER, JOSH	24K	$1,000

Operating disbursements

Every check this committee wrote — vendors, ad buys, consulting, salaries. Source: FEC Schedule B (oppexp bulk).

Date	Payee	Purpose	Category	Amount
2026-02-23	STRIPE	CREDIT CARD PROCESSING FEE	Administrative/Salary/Overhead Expenses	$6
2026-02-21	STRIPE	CREDIT CARD PROCESSING FEE	Administrative/Salary/Overhead Expenses	$3
2026-02-18	STRIPE	CREDIT CARD PROCESSING FEE	Administrative/Salary/Overhead Expenses	$6
2026-02-15	STRIPE	CREDIT CARD PROCESSING FEE	Administrative/Salary/Overhead Expenses	$8
2026-01-28	STRIPE	CREDIT CARD PROCESSING FEE	Administrative/Salary/Overhead Expenses	$145
2026-01-15	MICHAEL GALEANO	ADMIN EXPENSE-REIMBURSEMENT	Administrative/Salary/Overhead Expenses	$1,578
2025-09-26	STRIPE	CREDIT CARD PROCESSING FEE	Administrative/Salary/Overhead Expenses	$8
2025-09-19	STRIPE	CREDIT CARD PROCESSING FEE	Administrative/Salary/Overhead Expenses	$7
2025-09-19	STRIPE	CREDIT CARD PROCESSING FEE	Administrative/Salary/Overhead Expenses	$29
2025-09-10	STRIPE	CREDIT CARD PROCESSING FEE	Administrative/Salary/Overhead Expenses	$58
2025-08-22	STRIPE	CREDIT CARD PROCESSING FEE	Administrative/Salary/Overhead Expenses	$73
2025-08-11	STRIPE	CREDIT CARD PROCESSING FEE	Administrative/Salary/Overhead Expenses	$218
2025-08-06	STRIPE	CREDIT CARD PROCESSING FEE	Administrative/Salary/Overhead Expenses	$145
2025-06-24	MICHAEL GALEANO	ADMIN EXPENSE-REIMBURSEMENT	Administrative/Salary/Overhead Expenses	$6,250
2025-06-16	STRIPE	CREDIT CARD PROCESSING FEE	Administrative/Salary/Overhead Expenses	$5
2025-05-27	MICHAEL GALEANO	ADMIN EXPENSE-REIMBURSEMENT	Administrative/Salary/Overhead Expenses	$1,769
2025-05-19	STRIPE	CREDIT CARD PROCESSING FEE	Administrative/Salary/Overhead Expenses	$6
2025-05-16	STRIPE	CREDIT CARD PROCESSING FEE	Administrative/Salary/Overhead Expenses	$11
2025-05-14	STRIPE	CREDIT CARD PROCESSING FEE	Administrative/Salary/Overhead Expenses	$3
2025-05-12	STRIPE	CREDIT CARD PROCESSING FEE	Administrative/Salary/Overhead Expenses	$2
2025-04-23	STRIPE	CREDIT CARD PROCESSING FEE	Administrative/Salary/Overhead Expenses	$6
2025-04-18	STRIPE	CREDIT CARD PROCESSING FEE	Administrative/Salary/Overhead Expenses	$3
2025-04-15	STRIPE	CREDIT CARD PROCESSING FEE	Administrative/Salary/Overhead Expenses	$6
2025-04-04	STRIPE	CREDIT CARD PROCESSING FEE	Administrative/Salary/Overhead Expenses	$12
2025-04-02	STRIPE	CREDIT CARD PROCESSING FEE	Administrative/Salary/Overhead Expenses	$15
2025-03-26	STRIPE	CREDIT CARD PROCESSING FEE	Administrative/Salary/Overhead Expenses	$21
2025-03-24	STRIPE	CREDIT CARD PROCESSING FEE	Administrative/Salary/Overhead Expenses	$15
2025-03-21	STRIPE	CREDIT CARD PROCESSING FEE	Administrative/Salary/Overhead Expenses	$8
2025-03-14	STRIPE	CREDIT CARD PROCESSING FEE	Administrative/Salary/Overhead Expenses	$47
2025-03-13	STRIPE	CREDIT CARD PROCESSING FEE	Administrative/Salary/Overhead Expenses	$291
2025-03-07	STRIPE	CREDIT CARD PROCESSING FEE	Administrative/Salary/Overhead Expenses	$44
2025-02-28	STRIPE	CREDIT CARD PROCESSING FEE	Administrative/Salary/Overhead Expenses	$6
2025-02-21	STRIPE	CREDIT CARD PROCESSING FEE	Administrative/Salary/Overhead Expenses	$21
2025-02-19	STRIPE	CREDIT CARD PROCESSING FEE	Administrative/Salary/Overhead Expenses	$15
2025-02-13	STRIPE	CREDIT CARD PROCESSING FEE	Administrative/Salary/Overhead Expenses	$8
2025-02-12	STRIPE	CREDIT CARD PROCESSING FEE	Administrative/Salary/Overhead Expenses	$29
2022-12-13	COMERICA BANK	BANK SERVICE CHARGE	Administrative/Salary/Overhead Expenses	$38
2022-12-12	COMERICA BANK	BANK SERVICE CHARGE	Administrative/Salary/Overhead Expenses	$27
2022-11-14	COMERICA BANK	BANK SERVICE CHARGE	Administrative/Salary/Overhead Expenses	$84
2022-11-10	COMERICA BANK	BANK SERVICE CHARGE	Administrative/Salary/Overhead Expenses	$27
2022-10-20	COMERICA BANK	BANK SERVICE CHARGE	Administrative/Salary/Overhead Expenses	$27
2022-10-20	COMERICA BANK	BANK SERVICE CHARGE	Administrative/Salary/Overhead Expenses	$85
2022-09-14	COMERICA BANK	BANK SERVICE CHARGE	Administrative/Salary/Overhead Expenses	$84
2022-09-12	COMERICA BANK	BANK SERVICE CHARGE	Administrative/Salary/Overhead Expenses	$27
2022-08-10	COMERICA BANK	BANK SERVICE CHARGE	Administrative/Salary/Overhead Expenses	$172
2021-12-10	COMERICA BANK	BANK SERVICE CHARGE	Administrative/Salary/Overhead Expenses	$27
2021-11-10	COMERICA BANK	BANK SERVICE CHARGE	Administrative/Salary/Overhead Expenses	$71
2021-10-13	COMERICA BANK	BANK SERVICE CHARGE	Administrative/Salary/Overhead Expenses	$115
2021-09-10	COMERICA BANK	BANK SERVICE CHARGE	Administrative/Salary/Overhead Expenses	$597

Connected on the graph

Outbound (59)

date	type	to	amount	source
2026-02-26	contributed_to	Cleaver, Emanuel	$3,500	pas2
2026-02-24	contributed_to	Fields, Cleo	$1,500	pas2
2026-02-12	contributed_to	Curtis, John R.	$1,500	pas2
2026-02-10	contributed_to	Coons, Christopher A.	$1,500	pas2
2026-02-10	contributed_to	Balderson, Troy	$2,500	pas2
2026-01-20	contributed_to	Cortez Masto, Catherine	$5,000	pas2
2026-01-06	contributed_to	Rounds, Mike	$2,000	pas2
2025-12-09	contributed_to	Huizenga, Bill	$2,500	pas2
2025-11-10	contributed_to	Latta, Robert E.	$1,250	pas2
2025-09-30	contributed_to	Beatty, Joyce	$5,000	pas2
2025-09-08	contributed_to	Rulli, Michael A.	$2,500	pas2
2025-08-21	contributed_to	Kennedy, Mike	$5,000	pas2
2025-07-31	contributed_to	Husted, Jon	$4,000	pas2
2025-07-31	contributed_to	Carey, Mike	$2,500	pas2
2025-07-29	contributed_to	Carey, Mike	$1,500	pas2
2025-05-13	contributed_to	Davidson, Warren	$3,500	pas2
2025-04-30	contributed_to	BARR, GARLAND ANDY	$2,500	pas2
2025-04-24	contributed_to	Hill, J. French	$1,000	pas2
2025-04-10	contributed_to	Carey, Mike	$1,000	pas2
2025-04-08	contributed_to	Hill, J. French	$2,500	pas2
2025-03-25	contributed_to	Crapo, Mike	$2,500	pas2
2025-02-27	contributed_to	Husted, Jon	$1,000	pas2
2025-02-21	contributed_to	Moran, Jerry	$1,000	pas2
2025-02-21	contributed_to	Gallego, Ruben	$1,000	pas2
2025-02-18	contributed_to	Gottheimer, Josh	$1,000	pas2
2022-12-13	contributed_to	OZ, MEHMET DR	$-5,000	pas2
2022-10-07	contributed_to	LAXALT, ADAM	$5,000	pas2
2022-10-07	contributed_to	OZ, MEHMET DR	$5,000	pas2
2022-09-27	contributed_to	Vance, J. D.	$2,500	pas2
2022-09-08	contributed_to	Vargas, Juan	$1,000	pas2
2022-09-08	contributed_to	Cornyn, John	$2,500	pas2
2022-09-08	contributed_to	Moran, Jerry	$2,500	pas2
2022-09-08	contributed_to	Tester, Jon	$2,500	pas2
2022-09-08	contributed_to	Gottheimer, Josh	$2,500	pas2
2022-09-08	contributed_to	Lee, Mike	$2,000	pas2
2022-09-08	contributed_to	Cortez Masto, Catherine	$1,000	pas2
2022-09-07	contributed_to	Cortez Masto, Catherine	$-1,000	pas2
2022-09-07	contributed_to	Gottheimer, Josh	$-2,500	pas2
2022-08-11	contributed_to	Beatty, Joyce	$2,500	pas2
2022-08-11	contributed_to	Carey, Mike	$2,000	pas2
2022-06-17	contributed_to	Lee, Mike	$1,500	pas2
2022-06-17	contributed_to	Vance, J. D.	$2,500	pas2
2022-06-16	contributed_to	WALKER, HERSCHEL MR.	$2,000	pas2
2022-06-15	contributed_to	Balderson, Troy	$2,000	pas2
2022-06-14	contributed_to	Crapo, Mike	$2,500	pas2
2022-06-14	contributed_to	Gottheimer, Josh	$2,500	pas2
2022-06-09	contributed_to	McHenry, Patrick T.	$2,500	pas2
2022-06-09	contributed_to	Cortez Masto, Catherine	$1,000	pas2
2022-06-09	contributed_to	Sinema, Kyrsten	$2,500	pas2
2022-05-27	contributed_to	Cortez Masto, Catherine	$-1,000	pas2
2022-05-18	contributed_to	Carey, Mike	$3,000	pas2
2022-05-18	contributed_to	Wenstrup, Brad R.	$2,000	pas2
2022-05-18	contributed_to	Latta, Robert E.	$2,000	pas2
2022-05-18	contributed_to	Balderson, Troy	$3,000	pas2
2021-12-15	contributed_to	Carey, Mike	$-2,900	pas2
2021-12-15	contributed_to	Carey, Mike	$2,900	pas2
2021-11-05	contributed_to	Carey, Mike	$2,900	pas2
2021-10-13	contributed_to	Beatty, Joyce	$2,500	pas2
2021-10-06	contributed_to	Cortez Masto, Catherine	$1,000	pas2

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